Flood damage is not covered by homeowners policies.
You can protect your home, business, and belongings with flood insurance from the National Flood Insurance Program (NFIP). You can insure your home with flood insurance for up to $250,000 for the building and $100,000 for its contents.
Did you know? Between 20 and 25 percent of all flood insurance claims come from low-risk areas.
You can purchase flood insurance no matter what your flood risk is. The low-cost Preferred Risk Policy is ideal for homes and businesses in low-to moderate-risk areas:
- Homeowners can insure buildings and contents for as little as $112 per year.
- Business owners can insure for as little as $500 per year.
- Residential renters can insure for as little as $39 per year.